Author: Staff Writer

In today’s world, financial stability isn’t just a luxury—it’s a necessity. One unexpected medical bill, job loss, or car repair can throw your entire budget off track. That’s why building an emergency fund is one of the most important financial steps anyone can take. Yet, many people either postpone it or believe they don’t earn enough to start saving. Here’s the truth: building an emergency fund doesn’t require a big salary or a financial degree. It requires commitment, a bit of planning, and the willingness to start—no matter how small. What Is an Emergency Fund and Why Do You Need…